Privacy notice

Last updated: September 20, 2026. Operated by SecurePath Technologies. Contact info@securepath.tech for privacy questions and access, correction or deletion requests.

Your content stays local

Debt names, balances, interest rates, extra payments and loan scenarios are calculated in your browser. There are no bank connections, account imports, transactions or AI endpoints. Financial inputs are not uploaded by the calculator.

Saving and deletion

Save plan stores your entries in unencrypted browser localStorage. Reset removes that saved plan and restores the example. Anyone with access to the browser profile may read it. Downloaded CSV files remain until you delete them. Clearing local data does not delete hosting logs. We cannot recover or delete files that exist only on your device.

Hosting and security

Our hosting infrastructure receives ordinary request information, including IP address, request time, URL, browser information and error status. The operator’s log-retention policy is 90 days. Logs are used to operate and protect the service. Do not put personal information in page URLs. Authorized administrators and infrastructure providers may have access to operational logs.

Advertising and analytics

No advertising or analytics scripts are active in this release. There are no accounts or tracking cookies created by this app. If advertising is introduced, we will publish the actual vendors, data practices and consent choices before enabling it. File contents, passwords and financial entries must not be sent as ad-targeting or analytics data.

Your choices

You can use the tools without an account. Use a private browser profile for sensitive work and clear local saved data when finished. To ask about server-held information, email the address above with the approximate time and page involved; do not attach private files or account balances unless necessary. Privacy rights depend on your location, and we may need proportionate information to identify relevant records.

Updates and limitations

We will update this notice when data practices change. Calculations are educational estimates, not financial advice. Actual lender schedules may differ. See the calculator assumptions before relying on a result.